New Hires

Eligibility

If you are scheduled to work 30+ hours per week (or exceed 130 hours per month) you’re eligible for coverage on the first day of the month of your fourth full month of employment. Employees working less than 30 hours per week may be eligible for medical benefits as required under the Affordable Care Act (ACA). Please see your Human Resources representative for more details.

Elections must be made within 31 days of your date of hire or during an open enrollment period. Your elections will remain in effect throughout the plan year (January 1 – December 31) unless you experience a qualified change in status.

We encourage you to explore this site to learn about the plans and programs Mott MacDonald has to offer.

Dependent Eligibility

When you enroll in Mott MacDonald benefits, you can also enroll your eligible family members for coverage.

Eligible dependents include:

  • Your spouse
  • Domestic partner1
  • Children up to age 26, including:
    • Biological and adopted children (including those placed in your home for adoption)
    • Stepchildren and domestic partner’s children
    • Children for whom you are responsible to provide health coverage under a qualified medical support order
    • Child of any age if chiefly dependent upon you for support and maintenance because of physical or mental disability

Proof of Dependent Eligibility

You may be required to provide documentation that demonstrates dependent eligibility. Failure to provide the requested documentation may prevent your dependent from enrolling or might cause his or her coverage to terminate. Please note that enrolling an ineligible dependent could subject you to disciplinary action up to and including employment termination. If your dependent becomes ineligible for coverage during the year, you must contact Human Resources within 31 days.

Making Changes to Your Coverage

After your enrollment as a newly hired employee, you may only make changes to your benefits during our annual open enrollment, unless you experience a qualified change in status in accordance with Internal Revenue Code (IRC) rules. You must generally request an election change within 31 days.

Examples of qualified status change events include (but are not limited to) a change in:

  • Marital status, including marriage, death of a spouse, divorce, annulment, or legal separation
  • Domestic partnership status, including establishment or termination of the partnership
  • The number of your eligible children, including by birth, adoption, placement for adoption, or death
  • Eligibility status of your dependent(s) (e.g., due to age, switching/losing job with coverage)

For a complete description of the company’s election change rules, see the summary plan description (SPD).

1Important note: Due to federal and state tax regulations, benefits provided to domestic partners are generally taxable and therefore deducted from your pay on an after-tax basis. Additionally, any premium contributions made by Mott MacDonald on behalf of your domestic partner are generally considered taxable income to you. Contact Human Resources if you believe your domestic partner is exempt from federal or state taxes.
New Hires & Benefits Changes
  • New employees: You have 31 days from your initial date of hire to enroll in benefits or waive your elections.
  • Employees making changes: It is your responsibility to add or remove your dependent(s) within 31 days of the date of the qualifying event.
    Some qualifying event dates include, but are not limited to: date of birth; date of adoption; marriage date; divorce date, or date when other coverage was gained or lost.
Ready to Enroll?
Go to  https://mottmacdonald.bswift.com
Click "Click Here" on the enrollment banner
Enter Username and Password.
  • Username: Your username is your company e-mail address
  • Password: Your password is the last 4 digits of your Social Security Number
    (you'll then be prompted to change your password)
As you follow the prompts to enroll in your benefits, make sure you add dependent and beneficiary information as needed.
For Existing Users: Log in using your set password. If you do not remember your password, click on the “Forgot Password” link.
Click HERE to Enroll Online
For bSwift inquiries or enrollment issues, please contact your Human Resources team.