2026 Qualified Transportation Expense (QTE) Savings Account (also known as Commuter Benefit Plan)

P&A Group commuter benefits are convenient, flexible and another way to lower taxable income. A commuter benefit plan allows you to:

  • Set aside pre-tax dollars each month, up to the IRS limits, to pay for eligible mass transit and parking expenses.
  • Change elections. Election changes can generally be updated monthly at benetrac.com.
  • Carry over unused funds month to month during the plan year. If your needs change or you have built up a balance, you can adjust or even stop your elections while you continue to use your existing balance. Receipts submitted cannot be more than 6 months old.

There are two primary work-related commuter benefit accounts:

Mass Transit Account

Set aside pre-tax dollars, per month, to pay for transportation costs for travel to and from work:
  • Mass Transit Vehicles: bus, train, ferry and subway
  • Vanpooling (a commuter vehicle that seats at least 6 not including the driver)

Parking Account

Set aside pre-tax dollars, per month, to pay for work-related parking expenses:
  • Parking expenses at your place of employment
  • Parking expenses at a location from which you commute to work (e.g. mass transit or carpool lot)
  • Vendor parking, including lots and garages
NOTE: Not available when employees park at or near their residence or at a temporary work location.
Qualified Transportation Expense (QTE) Savings Account
P&A Group
716-852-2611
www.padmin.com
 
Pre-tax IRS Maximum Monthly Contribution Limit Changes
Benefit 2026 Amount
Mass Transit Savings Account $340 monthly
Parking Transit Account $340 monthly
Submitting FSA claims
Go to www.padmin.com and in the Login Box make sure “Participant” is selected under User Type.
  1. Choose your account type and click “Go to Login”.
  2. Under My Benefits Account Login, enter your username and password and click “Submit”. If you are a first-time user, click the “First Time Logging In” link. You will be prompted to create a username and password for your account.
  3. Click on the “Submit” button.
You may also fax or mail FSA claims:
Fax: 585-427-9320
Mail: P&A Group Flex Department
6400 Main Street, Suite 210
Williamsville, NY 14221
Important Resources
2026 P&A Parking and Transit
How To Log Into Your P&A Account
How to Navigate Your P&A Account
P&A MyBenefits Mobile App
Upload a Claim Instructions